Displaying results for:
Your Credit Report And Credit Scores
17/05/2019
Credit Counselling
Your credit record contains information reported by various lenders — including credit card issuers, banks and mobile phone companies — detailing when you opened your account, how much you owe, your payment history, if and how frequently you...
Read More arrow_forwardPaying Off Debts With Creditors
06/05/2019
Credit Counselling
Nobody applies for a credit card, loan, mortgage or car payment with the intention of not repaying those debts.
Read More arrow_forwardWhat Happens At The Second Counselling Session?
02/10/2018
Credit Counselling
Remember Simon and Molly? Last month they completed their first bankruptcy counselling session.
Read More arrow_forwardWhat Happens At The First Counselling Session?
19/09/2018
Credit Counselling
When an individual or couple files a consumer proposal or an assignment in bankruptcy, the Bankruptcy and Insolvency Act requires the completion of two financial counselling sessions with a Registered Insolvency Counsellor.
Read More arrow_forwardAre You Sure You Have Good Credit? Understanding How Credit Bureaus Work
29/11/2017
Credit Counselling
Many people are under the impression if they pay their bills on time they must have good credit.
Read More arrow_forwardHow To Live Without Credit Cards
17/11/2017
Tanya Reynolds
Credit Counselling
It almost seems impossible to live without a credit card these days. There are just too many situations where one is required to justify not having one.
Read More arrow_forwardBig Purchase? What It Means For Your Credit
14/09/2017
Caryl Newbery-Mitchell
Credit Counselling
You’re at a dealership shopping for a used car. You’d hoped to pay cash, however nothing in your price range suits your needs.
Read More arrow_forwardThe Canada Revenue Agency CRA Can Be One Costly Creditor
17/04/2017
Credit Counselling
We are approaching the end of April and with that, the deadline for filing your 2016 income taxes. It is a safe assumption that some percentage of the 36 million or so Canadians will owe money to the federal government after filing and will either not...
Read More arrow_forwardWhat Information Appears On My Credit Report
21/02/2017
Credit Counselling
With the steadily increasing record levels of consumer debt amongst Canadians, as a Licensed Insolvency Trustee, I am surprised by the number of people who contact me without having ever obtained their own credit report.
Read More arrow_forwardWhy You Should Pay Off Your Credit Card
11/10/2016
Jeane Herman
Credit Counselling
Could you use a little extra cash in your pocket? Paying off your credit card debt will help.
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