Displaying results for:
Can I negotiate interest rates?
09/07/2021
Jeane Herman
Credit Counselling
Debt Solutions
When applying for credit, most people believe they must accept whatever interest rate a lender is willing to give them. But that’s not always the case. Beyond shopping around for competitive rates, it never hurts to ask whether a lender is flexible...
Read More arrow_forwardFinancial health tips for millennials
29/06/2021
Credit Counselling
Are you a millennial? This generation is quickly rising to dominance in Canada, representing a highly influential age range of 25 to 40 years and comprising more than a quarter of the population.
Read More arrow_forwardThe collection agents are calling. How do I make it stop?
25/03/2021
Credit Counselling
Are you in a situation where you’ve fallen behind on your debts and now the account is in collections? As if the stress of your mounting bills wasn’t bad enough, now you’re worried there’s a collections agent lurking behind every...
Read More arrow_forwardThe illusion of good credit
26/11/2020
Credit Counselling
People are often hesitant to file a Bankruptcy or Consumer Proposal for fear of ruining their credit. They reason they must have excellent credit because they‘ve always made their monthly minimum payments on time.
Read More arrow_forwardShould I check my credit score before speaking to a professional?
22/09/2020
Pamela Meger
Lifestyle Debt
Debt Solutions
Credit Counselling
Should I use a line of credit to pay off my debts?
15/09/2020
Linda Paul
Credit Counselling
That’s a good question, and one that might produce some surprising answers. There’s no one size fits all solution to debt.
Read More arrow_forwardIve Decided To Get Credit Again How Do I Manage It
21/08/2019
Linda Paul
Credit Counselling
This is the second in a two-part series about responsible credit management after an insolvency.
Read More arrow_forwardLife After Debt: I've Decided To Get Credit Again, How Do I Manage It?
02/07/2019
Linda Paul
Credit Counselling
Lifestyle Debt
Securing new credit is a polarizing decision for people who have completed a Bankruptcy or Consumer Proposal.
Read More arrow_forwardLife After Debt Should I Get Credit Again
25/06/2019
Linda Paul
Credit Counselling
Now that you’ve completed your Bankruptcy or Consumer Proposal, you may be considering getting credit again.
Read More arrow_forwardMy Debts Are Gone – Now What?
04/06/2019
Linda Paul
Credit Counselling
Congratulations, you have successfully finished your Bankruptcy or Consumer Proposal! You took control of your financial life and solved your debt issues. Now what?
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